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#1414160d}.inst-step-num{display:inline-flex;align-items:center;justify-content:center;width:34px;height:34px;border-radius:50%;background:#ffc53d;color:#0a3254;font-family:Archivo,sans-serif;font-weight:800;font-stretch:115%;margin-bottom:.8rem}.inst-step h3{font-size:1.08rem;font-weight:700;font-stretch:110%;margin:0 0 .35rem;color:#1c1c1e}.inst-step p{color:#6e6e73;font-size:.94rem;margin:0}.inst-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:16px;margin-bottom:2rem}.inst-card{background:#fff;border:1px solid #E6E4DF;border-radius:16px;padding:1.3rem 1.4rem;box-shadow:0 1px 6px #1414160d}.inst-card i{display:inline-flex;align-items:center;justify-content:center;width:46px;height:46px;border-radius:14px;background:#ffc53d;color:#0a3254;font-size:1.25rem;margin-bottom:.9rem}.inst-card h3{font-size:1.05rem;font-weight:700;font-stretch:110%;margin:0 0 .35rem;color:#1c1c1e}.inst-card p{color:#6e6e73;font-size:.93rem;margin:0}.inst-band{background:linear-gradient(120deg,#0a3254,#071f33);color:#fff;border-radius:20px;padding:2.6rem 2.4rem;margin:2.4rem 0 1rem;position:relative;overflow:hidden}.inst-band-mark{position:absolute;right:-36px;top:50%;transform:translateY(-50%) rotate(-8deg);height:170px;width:auto;opacity:.12;pointer-events:none}.inst-band .inst-kicker{margin-bottom:.5rem}.inst-band h2{color:#fff;font-size:clamp(1.5rem,3.2vw,2.1rem);font-weight:800;margin:0 0 .7rem;text-wrap:balance}.inst-band p{color:#ffffffd1;max-width:58ch;margin:0 0 1rem}.inst-band ul{list-style:none;padding:0;margin:0 0 1.6rem;display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:6px 20px;max-width:640px}.inst-band li{padding-left:1.5rem;position:relative;color:#ffffffe0;font-size:.95rem;line-height:1.9}.inst-band li:before{content:"✓";position:absolute;left:0;color:#ffc53d;font-weight:700}.inst-actions{display:flex;gap:12px;flex-wrap:wrap}.inst-btn{display:inline-block;font-weight:700;font-size:.98rem;border-radius:999px;padding:.72rem 1.6rem;text-decoration:none;transition:transform .15s ease,background-color .15s ease}.inst-btn:hover{transform:translateY(-1px);text-decoration:none}.inst-btn-cta{background:#ffc53d;color:#0a3254}.inst-btn-cta:hover{background:#f5b92e;color:#0a3254}.inst-btn-ghost{background:transparent;color:#fff;border:2px solid rgba(255,255,255,.55)}.inst-btn-ghost:hover{color:#fff;border-color:#fff}.inst-about p{max-width:66ch;color:#1c1c1e;margin-bottom:1em}.inst-about a{color:#135a96}.inst-final{text-align:center;padding:2.6rem 0 4rem}.inst-final h2{font-size:clamp(1.5rem,3.2vw,2rem);font-weight:800;color:#0a3254;margin:0 0 1.2rem}.inst-final .inst-btn-dark{background:#0a3254;color:#fff}.inst-final .inst-btn-dark:hover{background:#071f33;color:#fff}.faq-hero{padding:2.8rem 0 2.4rem}.faq-hero h1{font-size:clamp(1.8rem,4vw,2.6rem)}.faq-list{max-width:760px;display:flex;flex-direction:column;gap:12px;margin-bottom:1.6rem}.faq-item{background:#fff;border:1px solid #E6E4DF;border-radius:14px;padding:1.15rem 1.35rem;box-shadow:0 1px 6px #1414160a}.faq-item h3{font-size:1.02rem;font-weight:700;font-stretch:110%;color:#0a3254;margin:0 0 .35rem}.faq-item p{color:#55555a;font-size:.95rem;margin:0}.faq-item a{color:#135a96}.faq-contact{max-width:760px;color:#6e6e73;font-size:.95rem;padding-bottom:3.4rem}.faq-contact a{color:#135a96}@media (max-width: 768px){.inst-hero{padding:3rem 0 2.6rem}.inst-band{padding:2rem 1.5rem;border-radius:16px}.inst-band-mark{height:120px}}.legal-hero h1{max-width:780px;margin-left:auto;margin-right:auto}.legal-version{margin:.9rem 0 0;font-size:.9rem;color:#fff9}.legal-body{box-sizing:border-box;max-width:760px;margin:0 auto;padding:3.4rem 24px 3.6rem}.legal-lead{font-size:1.12rem;line-height:1.65;color:#3a3a3c;margin:0 0 2.4rem}.legal-body h2{font-size:1.32rem;margin:2.6rem 0 .9rem;padding-top:1.6rem;border-top:1px solid #E8E6E1;text-align:left}.legal-body h3{font-size:1.02rem;font-weight:700;color:#0a3254;margin:1.7rem 0 .6rem}.legal-body p{font-size:.98rem;line-height:1.7;color:#3a3a3c;margin:0 0 1rem}.legal-body a{color:#135a96}.legal-list{margin:0 0 1.2rem;padding-left:1.2rem;list-style:none}.legal-list li{position:relative;font-size:.98rem;line-height:1.7;color:#3a3a3c;margin-bottom:.7rem}.legal-list li:before{content:"";position:absolute;left:-1.2rem;top:.68em;width:6px;height:6px;border-radius:50%;background-color:#f5b500}.legal-note{background-color:#f4f2ed;border-left:3px solid #C9C4B8;border-radius:0 6px 6px 0;padding:.9rem 1.1rem;font-size:.93rem!important;color:#55545a!important;margin:1.4rem 0!important}.legal-contact{margin-top:3rem;padding-top:1.6rem;border-top:1px solid #E8E6E1;color:#6e6e73;font-size:.93rem}.legal-contact p{font-size:.93rem;color:#6e6e73;margin:0}.legal-alert{border-radius:10px;padding:1.1rem 1.3rem;margin:0 0 1.8rem}.legal-alert p{margin:0 0 .5rem}.legal-alert p:last-child{margin-bottom:0}.legal-alert-ok{background-color:#e9f5ec;border:1px solid #BFE0C8}.legal-alert-info{background-color:#fff6da;border:1px solid #F0D98A}.legal-alert-error{background-color:#fdecec;border:1px solid #F3C2C2}.legal-alert-error ul{margin:0;padding-left:1.1rem;font-size:.95rem;color:#3a3a3c}.legal-context{background-color:#f4f2ed;border-radius:8px;padding:.8rem 1rem;font-size:.95rem!important;margin-bottom:1.6rem!important}.legal-form{margin-top:2rem}.legal-field{margin-bottom:1.4rem}.legal-field label{display:block;font-weight:600;font-size:.95rem;color:#1c1c1e;margin-bottom:.4rem}.legal-field .req{color:#c0392b}.legal-field input[type=text],.legal-field input[type=email],.legal-field select,.legal-field textarea{box-sizing:border-box;width:100%;padding:.7rem .85rem;border:1px solid #D5D2CB;border-radius:8px;font-family:Figtree,sans-serif;font-size:1rem;color:#1c1c1e;background-color:#fff}.legal-field textarea{resize:vertical;line-height:1.55}.legal-field input:focus,.legal-field select:focus,.legal-field textarea:focus{outline:none;border-color:#0a3254;box-shadow:0 0 0 3px #0a32541f}.legal-field small{display:block;margin-top:.35rem;font-size:.85rem;color:#6e6e73}.legal-hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}.legal-formnote{font-size:.88rem!important;color:#6e6e73!important;margin-bottom:1.4rem!important}@media (max-width: 768px){.legal-body h2{font-size:1.18rem}.legal-lead{font-size:1.05rem}}